Ethical investing reddit When investing is talked about within the community it's painted with this rosy brush where investors Ethical Investing Total novice here. g high growth suggests 12years+ I would have a look at the makeup of each investment option as you will find diversification within each option. Honestly, no personal purchase of authentic artifacts is ethical. Just educate yourself on section 8 and get applicants who can afford their part of the payment and with references you can contact. Then I attended an investment talk at a vegan conference once where an investment advisor was making the argument that the best way to invest ethically isn't necessarily by investing in ethical companies. Calling it "ethical" investing merely assumes the conclusion of what is or is not ethical (i. Also decent recurring investment tool but you pay for it even if you are on lite. For example many vegans could consider McDonald's an unethical company. I think the key for any small invester is to invest in a diversified investment with a low fee Decent (won’t say great because can’t do it for stock) dollar cost averaging for ETF’s/MF’s through their Automatic Investing Program. Which is amazing. ESG and SRI funds are a real minefield because they vary immensely in how they actually implement the ostensible ethical investing. Posts about equities, options, forex, futures, analyst upgrades & downgrades, technical and fundamental analysis, and the stock market in general are all welcome. Stake seems to come up a lot and am wondering how reputable they are. 5% MAP MICROBA LIFE SCIENCES LIMITEDMAP 1% MEZ Meridian Energy While I know some basics, I am relatively uneducated with investing and so I'm keen to hear your thoughts and feedback. Different ethical funds might exclude different sectors and you'd need to check the details of the specific funds you're investing in if you have specific ethical concerns about specific sectors. You can compare stocks easily based on ESG metrics. This is a rather nebulous goal to pursue, mostly due to how and what purity tests you use to determine an ethical investment. Problem is those darn purity tests. This is similar to how derivatives (such as options) serve a REAL need, managing risk. (As you've said, accepting a higher risk if you have a longer time before retirement) E. They are an investment group and have an ETF (ticker: VOTE). Excluding sectors will generally lead to worse diversification and so higher risk or lower returns for the same risk. If FB was gone, another giant would take its place and it would be comprised and blamed too. Therefore, it seems that as long as you are not buying shares simply to speculate in order to make a profit, and that you are active with your share ownership to push for ethical business practices, then there isn't much of a moral issue. If financing costs increase for brown companies they're less likely to invest in clean technologies. ) Thank you! As for an ethical stocks and shares ISA, keep in mind that you can get various flavours of ethical investment funds at any stockbroker these days. You can choose ethics with possible declining returns, or to maximize your return in investment. Responsible investors are expected to possess an intimate understanding of portfolio companies’ impacts across all levels of the supply chain, with the incorporation of complex social issues a crucial component of this. If you’re so anti-investment as to see passive income as “greed” then why not give all your money to charity and see it distributed to needy people in sub Saharan Africa or somewhere. You’re a global 1%er already. Usually the risk profiles will be impacted by a minimum investment term. They each built a knowledge base. Probably the dumbest guy I've ever talked to. Investing is not always about maximising profit and in some cases at the expense of our conscience. Honestly ethical purchasing will make a bigger difference then ethical investing. From previous discussions I think the concerns with the Vangaurd SRI funds were mainly that they don't have a particularly restrictive criteria so if you're interested in "ethical" investing they might not meet your personal ethics very closely. Our problem is that we are generally socially conscious people, and we are struggling with investment options as they all seem to be frankly shit when it comes to the ethical, environmental, and social impact that these companies have. "The risk of basing decisions on biased data is also increasingly relevant for the investment community. Economics is about being rational Economically ethical is an oxymoron. Here is a great write-up on the company. Canadians interested in investing and looking at opportunities in the market besides being a potato. I was curious how common it was to add an ESG tilt to investing and see what people were going with. Modern value investing relies more heavily on behavioural than analytical advantages, as the opportunity of profiting from purely "statistical" bargains has declined with the spread of value investing concepts and the increasingly powerful and widespread applications of computing in finance. Be the ESG hero we all need, a better funded government can roll out and administer programs like you want. May 9, 2022 路 Ethical investing is a style of investing where investments are chosen based upon personal ethics. More and more people want to invest ethically or socially responsible. So you really need to research and understand the product. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. 40, I have been reading mixed information about INES, even a whole case against ethical investing in general 馃槷馃槷馃槷. Hi All, I've recently been struggling with the ethics of real estate investing and am not really sure who to speak to about it. That's a good that must get counted in any ethical assessment. No slave labor or slave gathering of resources. The ETF basically tracks the S&P 500 (great - I should see returns like I would with anyother S&P 500 based ETF) however, they use their stock ownership for voting, and they are all about voting for sustainability, ethics, gender equality, worker rights, etc. Wa Alaikum Assalam! When it comes to investing in stocks and other financial instruments, Islam has certain principles that guide Muslims in making ethical and permissible investment choices. If you apply to a investment banking job online at the company's site, your resume is guaranteed to get into a black hole. in this case, if they got you to believe that owning stocks is unethical (or Big talking points of FAIR and ETHI (the US and AU ETFs) is that they follow some level of ESG guidelines. I don't know if this is my own idea or if I read about it somewhere, but I'd love to have an ethics-based "reverse"-ETF that just shorts the unethical (by some agreed-upon definition) companies to essentially If investors cared about ethics LMT, PM and some other stocks would be worth 0. The market cares very very little about ethics. Jut keep in mind some points to make your investments halal. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. Check out the blog post on… We would like to show you a description here but the site won’t allow us. ETFs seem like invesments I feel most comfortable with. Now for the other side of the transaction. I didn't say anything about alcohol specifically. Since they are not, and are included in the basket of so called "defensives" so investors run to purchase them every time there is uncertainty, means majority of people don't have ethics when it comes to investing. IBKR is hands down more powerful trading platform. As for just Ethical Investing and not necessarily Shariah/Biblical products, there is the whole ESG paradigm, which people have been moving to in search of a more responsible investing culture - alcohol, tobacco, weapons manufacturers are routinely kept out of such portfolios (not financial sector though) I started investing a few years ago and made really great returns 20-40% a year. Jan 24, 2025 路 With a 16-year streak of being named one of the World's Most Ethical Companies by the Ethisphere Institute, Ecolab has proven its commitment to ethical business practices and sustainability. Apple is in all the ESG funds because they are considered to be "carbon neutral". We narrowed down the list to 7 stocks that were most widely Apr 27, 2023 路 Reddit investors who care about ethics while making investment decisions usually have a consensus that if you want to find ethical companies, it’s enough to stick to those that steer clear In recent years, Ethical Investing Reddit has gained significant traction among investors who are keen on aligning their portfolios with their Jan 3, 2022 路 Ethical investing is really taking off in the last years. Calvert has an internal team that decides which companies to remove from the index and I have found that their research style better reflects what people actually want when they seek out ethical investing companies. They actually don’t perform much differently to the Mar 5, 2021 路 And no, looking up ‘ethical investing’ on Reddit doesn’t count. The main point was that ESG investing doesn't actually help the environment at all and can actually hurt. Maybe what you are looking for is Impact Investing which is the next step in terms of positive societal contribution from investment activities. g. The ethical investment industry has experienced significant growth as more investors seek to align their investments with their values. (NYSE:ECL) stands against the other . Triodos' funds are expensive (you pay 1. Millions of people enjoy drinking a glass of wine or getting cocktails with friends. It may be focused on green energy companies that go public, etc. e the increasing number of people unwilling to invest in particular industries and thus limiting capital appreciation). Ethical investing is giving your money to educate kids from poor families. 5% per year for the Pioneer Impact Fund, compared with just 0. I am fully bought in to the arguements which are made regularly here about the benefits of passive investing rather than active investing. 亘賽爻賿賲賽 丕賱賱賻賾賴賽 丕賱乇賻賾丨賿賲賻賳賽 丕賱乇賻賾丨賽賷賲 Welcome to r/HalalInvestor(s). Doing so takes away any potential to study and learn from said artifacts, as well as preserving them. My dumbass sunk a bunch of money in alt energy funds literally a week before Solyndra hit the front pages and I watched companies like First Solar lose 75% of its share value. The additional risk comes from the investment being less diversified because the fund seeks out ethical companies, but there is a simple way to fix this, which is to reduce risk in the portfolio by buying more government bonds assuming you're comfortable ethically with holding Related Ethics Ethics & Philosophy Humanities & Law forward back r/Monero This is the official subreddit of Monero (XMR), a secure, private, untraceable currency that is open-source and freely available to all. I think of the ethical conundrum of investing as a spectrum. Most the EFT’s or any sort of S+P 500 alternative that does try to be ethical seems to succeed in being ethical in some aspects but then they are unethical in other aspects. You do however pay for that power. Still, the basic premise of the arrangement is still exploitive. The creator is on youtube and IG. Oct 1, 2024 路 The Growth of the Ethical Investment Industry. It feels more in line with actually owning a business vs. A company’s stock can only have one master. (Not saying we’d run out but policies are likely to change unfavourably to these companies over the next 50 years) There was an interesting Freakanomics episode on ESG investing. I am familiar with all the typical suggestions (VEQT/XEQT, VGRO, etc. I've seen a lot of hating on landlords and RE investment on here lately under the claim of being unethical. I'm wondering about different ethical perspectives on investing in corporations that are known (or thought) to exploit people (and/or the environment and/or animals). I would like to start a discussion and hopefully compile a list of comparatively ethical investing options including stocks, bonds, funds and other. Depends on the ethical theory, but most of the popular ones would say the investment is technically OK in and of itself, but would start drawing lines and dependencies when it comes to the fecundity of how those weapons are used. As of 2021, global sustainable assets under management exceeded $35 trillion, representing a significant portion of the total investment industry. Which might change your desired mix. Sep 1, 2023 路 Ethical investing aims to align investments with personal values, promote corporate social responsibility, and contribute to sustainable development. Investing 500 bucks, for example, should net you 30 dollars after a year (on average). Hey fellow Redditors, I came across this fantastic article on ethical investing that I wanted to share with the community. Then spend more time to learn investing after that if you want. Jan 22, 2025 路 Higher fees: Some ethical investment products may have higher fees than traditional investments. Likely you will observe yourself craving for money and good returns. Edit: The kind of exploitation I'm talking about is more extreme than the standard exploitation that results in workers feeling like they can't quit their job or being unable to Howdy people. e. This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being criticized, ostracized, or downvoted simply for having a high income and "first world" problems. I do not have a huge amount saved, however I do have a small amount of personal savings in a S&S ISA and some pension invested in stocks. The problem right now is that so many big firms are jumping on the bandwagon and labeling funds as ethical/whatever and the funds are actually NOT and imo that’s completely unethical but whatever, and that’s a) skewing the returns and b) it’s not investing in ethical companies. 2% for a fund like the UBS MSCI World Social Responsible Fund, UC44). On one end, if you don’t want to invest in any company that has ethical issues, you’d probably stay away from investing altogether because you’d be hard-pressed to find reliable investments from companies on the NYSE that don’t exploit labor or union bust, etc. Could be interesting if you agree with their quasi-religious philosophy, investing approach and are willing to stomach their funds high fees (0. However TIAA does offer some investments like the real estate investment REIT, which there has been few questions about if some of the investments it has made are ethical. I’ve done quite a bit of reading on the basics of investing on Reddit, couch potato, investopedia, and some other resources. The ethics bit comes in on the issue of what you choose to invest in, and while that can be clearcut it can also be a matter of conscience. also, turning systemic problems into private ethical questions is the way late stage capitalism externalizes its systemic rot to individuals who entirely lack the power to do anything as individuals. Supporting the money making side will do more then the capital side. There may be privately held companies that do meet my guidelines, however I can't invest in them. They might have ethical branding and make an effort to appear ethical in order to shift product, but this isn't the same thing. If you can genuinely find a product that aligns in what you don't want to invest in, then good for you I guess. Whats not ethical? Wages below founding countries minimum/adjusted for other equivalence in other country. Anyone with money to invest and time to complain about it on Reddit is far richer than most of the worlds population. Aug 27, 2024 路 We recently compiled a list of the 7 Best Ethical Companies To Invest In According to Reddit. So I went with a bigger fund for more high growth options. Aug 26, 2024 路 For this article, we scoured through several threads to discover which companies were considered ethical according to the users. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, ETFs, tax implications, index investing, and more! Facebook has a near impossible ethical line to ride, you literally can’t choose any side at all without half of the public hating you for it. If you’re in your 20s or 30s, or just don’t want to see the world turn into a fireball you might consider sticking to ethical companies. If you're only investing small amounts, the returns won't be life-changing. TL;DR: After working in real estate investment financing, I've started questioning the ethics of real estate investing. Usually I’m investing on behalf of a large institutional client and I’m doing one of two things: providing access to a specific type of investment they seek exposure in, or I’m building a portfolio which is protected against whatever kind of risks are developing in the market. Your choice. Things like eviction without cause, not maintaining a property, being a slumlord, charging far too high of rent for the quality of the property, or denying access to housing based on race, gender, identity, or beliefs are all unethical. We believe in being socially responsible with our money and earning profits in an It is absolutely ethical. Do what you, but the economic reality is what it is. This means that Jul 26, 2017 路 Also known as ethical investing, impact investing, principles-based investing, sustainable investing and others, these strategies consider "environmental, social, and corporate governance (ESG No, I'm arguing that the ethical framework you are starting with is wrong. However, unless you have someone able and willing to take care of you, you’re going to need some retirement money. But people do get enjoyment out of alcohol. But in any case, John Hobson in 1905 wrote this in a paper that looks at the ethics of gambling: Gambling involves the denial of all system in the appointment of property: it plunges the mind in a world of anarchy where things come upon one, and pass from one miraculously. The short answer is you don’t. Btw today both of them are up while the markets are The problem with index funds for ethical investing is that they can only operate a negative screening. Nov 8, 2024 路 Disadvantages of Ethical Investing. After few years, I still do 70% on these ETFs and 30% for hand pick fun speculation short term investing. This is the problem with 'ethical investing' - a lot of people have different beliefs and a lot of the big 'ESG' funds are not very 'ESG' at all. In theory, INVESTMENT isn't bad. Which means to observe your investing and this way take the process of investing as your teacher. As this is an financial investing forum I'm referring to options still able to produce financial interest in the long term rather than charity. The renter. Posted by u/K_M_H_ - 5 votes and 4 comments Many ethical investments eg ethical ETFs tend to be heavy in certain sectors eg technology rather than resources. there is no ethical consumption under capitalism, and no ethical activity within the economic system at large. Add to this the fact that the majority of desirable index funds and ETFs all include those less-ethical stocks (and crypto which I also hate). good), which is hardly self-evident. Even within the 'ethical' investing sphere, there's no consensus for what that means (e. Performance fluctuations: Ethical investing can be subject to market volatility, just like any other type of investment. However they only had a balanced option and managed funds rarely beat an index. Interested in Real Estate Investing? You've come to the right place! /r/realestateinvesting is focused on sharing thoughts, experiences, advice and encouraging questions regardless of your real estate investing niche! Structured Deals, Flipping/Rehabbing, Wholesaling, Lending, Land, Commercial Real Estate and more! Jan 6, 2025 路 History of Ethical Investing. Which would reinforce my skepticism about ethical funds (i. As long as you are SELECTIVE and hopefully LUCKY, you will get a tenant who pays rent every month on time and takes pride in where they live. Investment FOR PROFIT will always favor companies that are profitable - in other words, exploitative. All kids should learn chemistry and accounting at very least. I really care about ethical consumption, however, especially when it comes to the fashion and foods I consume (the fast fashion industry and animal agricultural industry absolutely break my heart). We would like to show you a description here but the site won’t allow us. It was launched at $2. Ethical investing requires additional research and analysis to identify companies that meet ethical standards. Investors are increasingly looking for ways to incorporate their values into their investment decisions, and ethical investing provides a framework for doing so. So, depending on your perspective there could always be ethical questions. I started investing in one REIT called ellington financial in January, I really love the concept: own a company, hold it long term, make consistent, monthly cash. Over the long term it has shown very similar performance to the SP500. Finally, the average return in the market is roughly 7%. And embrace it as a part of your human nature. I literally just followed his advice from one youtube video, invested a ton into amazon during tech recession because I was convinced Amazon has no real competition and incredible competitive advantages, and I'm very happy with my decision. But what makes Ecolab an attractive investment opportunity, especially according to Reddit users? There is no ethical investment under capitalism. 5% GNC Graincorp 0. But that doesn’t mean I’m going to risk my principle, my equity, and my time essentially price speculating. Some of my top students started by studying over 10 hours per day. After a year of working in real estate investment financing, I've begun to question the ethics of a majority of real estate investing. The Quakers prohibited members from devoting time or money to the slave trade because it contradicted their values. Jan 7, 2025 路 Socially responsible investing is a broad term that can mean different things to different groups, but no matter which term you use — socially conscious investing, impact investing, ESG investing — it comes down to the compelling idea that by investing your money in organizations that match your values, you can make a difference in the world. But what makes Ecolab an attractive investment opportunity, especially according to Reddit users? In my opinion the ESG thing is a giant scam. You could also look at it this way. Dividend investing is terrible unless you have tons of money and don't work. We are creating a community to teach Halal Financial Literacy & to Inspire Ethical Business You can learn about budgeting; saving; freeing your self from debt; & investing in a halal manner. holding a stock like Tesla where you can only really make money if people think what you have is valueble. Every company has issues but is there a way to invest in funds that avoid the truly evil ones like Amazon, Nestle, and Monsanto and focus on companies which treat their workers well enough and don't resort to as much tax avoidance As a recent Econ/Math + Stats grad from UCSB, I don't know a single person that was able to get into investment banking. Reply reply 5349 I used to worry about making ethical investments. Dear redditors, This year I would like to invest for the first time. Ultimately, I look at stocks as a means to an end (wealth accumulation). People find it useful for basic needs - it's still early days but feel free to drop feature requests. The best option would be to take a look at ethical indexed funds. So too is it possible, if less effective, for more ethical business to arise from the demands of shareholders. I feel most of my family and friends would look at me like I had rocks in my head for considering selling after the work I put in to buy the place, and others I could speak to don't share or understand my values and so I wouldn't necessarily be able to do a lot with Not personally. 23% fund fees). Also a lot of big money, like pension funds, are joining the game. The purpose of investing is to make money with money you already have. They can’t impose a too strict a criteria as it would screen out everything down to a handful of companies to invest in and the fund will probably do very badly (severely lacks diversification in different market cycles), and suffer as retail investors pull out their money. Learn more about how to select, invest, and earn money in an ethical way. I personally do not trust Reliance for anything ethical, leave alone full shariah compliance. Posted by u/Everdire - 6 votes and 4 comments He also believes dividend reinvesting is the best for making money because 'it has compound interest' so he assumes that a growth investment strategy doesn't have compounding interest. Now we can argue about if very high frequency trading crosses the line from purpose to gambling, but in general investing serves a real need (for a cost). In the past 3 years of research, I have only found Tata Ethical Funds to be 100% compliant as they even take care of the dividend purification part. Taurus Ethical Funds is all fine, just that the dividend purification responsibility lies on the investor. She showed me VOTE which is a fund that buys notoriously unethical companies with the goal of getting enough shares to help them change their practices from within. I only recently came across the FIRE movement and it seems great, except index funds and the like are pretty blind to these issues, whereas picking individual "sustainable" stocks and the In recent years, Ethical Investing Reddit has gained significant traction among investors who are keen on aligning their portfolios with their We would like to show you a description here but the site won’t allow us. To go into a 100% pure ethical investing portfolio means ethics is a priority, and not necessarily maximizing the shareholders return. Another example from the 18th century was religiously motivated. Personally I find 'ethical' investing to be a very strange concept because imo there isn't a single company listed on a stock exchange who is remotely interested in whether what they are doing is ethical. If I bought shares via Stake platform and Stake collapses is there any danger to the shares I own? Which means there are instances where it clearly is ethical. These get perfectly fine returns on investment and would be a great use of your super especially when you're young. As far as being ethical…ethical is ethical, treat section 8 like any other rental/renter and vice versa. I personally don’t buy any gaming (gambling), tobacco, or alcohol companies. Hello, I am new to investing into ASX stocks and have been searching for the best/cheapest broker to get into the market. As long as owning and maintaining the property are done in an ethical and fair way. Limited Investment Options: Ethical investing may involve a narrower range of investment choices compared to traditional investing. There is no ethical investment under capitalism. I have my Super with them and it has shot the lights out this year, anyone who says ethical super will cost you investment performance doesn’t have a clue! Have fun with Rio and the big banks! Technically true but supply and demand tells us that this does not negate the event of ethical investing - the purely financially motivated investor would be competing to buy that asset regardless of their ethical stance, so the ethical investor pulling out reduces demand for the asset and therefore reduces its market value, since the supply is That said, based on the investment year I had last year, no one should listen to me or take any advice I have about investing. We created a site to help with the ethical investing side of things. You'll always be harming the legacy and history of the culture that the artifact is from, because you'll be decreasing the potential to understand and keep alive the knowledge of Ethical investing is important to me, I was with verve super for some time which is a fund focusing on diversity. For example SABIC their r+d into chemical depolymerization has the potential to almost completely remove the plastic issue, however at face value the Interested in Real Estate Investing? You've come to the right place! /r/realestateinvesting is focused on sharing thoughts, experiences, advice and encouraging questions regardless of your real estate investing niche! Structured Deals, Flipping/Rehabbing, Wholesaling, Lending, Land, Commercial Real Estate and more! I really liked an ethical investing course by Bravely Go Sustainable Finance. Capital moves towards companies and projects that make money. I would like to have it be politically neutral by the way. 4% platform fee, 0. Welcome to /r/StockMarket! Our objective is to provide short and mid term trade ideas, market analysis & commentary for active traders and investors. BOTH the left and right wings accuse FB of being a biased agent for the opposing politics. Ethics aside, if you’re young with a large investing time horizon in front of you then investing in unsustainable businesses like coal, oil and gas isn’t likely to go well. IMO, due to the advent of commission-free investing and low expense passive ETFs/mutual funds, companies have used ESG as a way to move consumers to more profitable investment products. Some typically viewed non-environmentally friendly companies are also some of the most environmentally friendly as they try to future proof. ) Thank you! Also, you should never invest anything that you aren't willing to lose. you want to exclude big banks, others might not have a problem with banks but would exclude tobacco). Ethical investing has origins in the 18th century in the United States. Observe this. I don't see any reasonable way to avoid them without cherrypicking stocks like I'm shopping at the financial equivalent of a health food store. The industry is nascent and is set to disrupt many aspects of pharma, therefore I think it's a great investment as well as an investment for change and healing. Posted by u/[Deleted Account] - 11 votes and 25 comments This is the problem with 'ethical investing' - a lot of people have different beliefs and a lot of the big 'ESG' funds are not very 'ESG' at all. In this article, we are going to take a look at where Ecolab Inc. 1% AEF Australian Ethical Investments Limited 1% SUN Suncorp Australia 0. If you think investing is immoral, great, then don’t participate. What would you do differently or keep the same? That being said, there are investment groups that focus on "ethical investing". That’s just common sense and the right thing to do. Aug 12, 2024 路 The most ethical investment you can make is when you’re filling out your taxes, the 1040 form contains a line where you can overpay your taxes to reduce the national debt. Apple manufacturers their electronics in third world countries with no labour laws, made out of rare earth minerals mined out of Africa then their product is put on diesel powered ships which cross the planet to deliver the products. There are funds today, I know of it more in fixed income I know RBC has a fund where you can self direct the funds, where the capital raised from the bonds goes to one of the UN initiatives such as I don't want to invest in companies like Amazon that treat their workers like slaves and make hundreds of billions while paying no taxes. This depends heavily on what ethics you're on about and how much research you want to do. As an example investing in pornhub vs investing in netflix or investing blackmarket drug trade vs investing in FDA approved products. I do agree that ethics should be considered when investing, if not from a personal stand point then at least from a wider investing community perspective (I. It's a different take on "picking" an investment: you end up trying to pick the best rule set (or active manager) who aligns with your perspective of ethical investing. But I'm also interested in ethical and moral investing; it bugs me that I'm making money from the wickedness of some of these companies. Supply and demand does not care about ethics. It does cost money to make things happen. how can you create an ethical investing framework out of a category of unethical companies). (I use Robinhood by the way. We’re proud to be at the forefront of Ethical, Socially Responsible Investing for investors in UK, and provide latest ESG developments and investment news. VOO, VTI, VONG, VGT, VHT, VCR, MGK, choose any these fields you like, compare 1,3,5,10 years performance and start investing . So, you're not going to own stock in Dow Chemical or Lockheed. I think it's fair to point out, "make money now and that $1 you have to lose for ethics' sake will become $2,", but for some people the ethical weight of every individual action matters too, and some people measure ethics as not being perfectly ethical rather than most net ethical. If RE investing is a means to an end, where the landlord is the means to by which the person who can’t qualify for a loan has a roof over their head then you have to ask yourself, is the end ethical rather than the means. For example their biggest investment was often Nestle which would be anathema to many. Stock investing serves a REAL purpose - creating liquidity. But investment should happen for the purpose of bringing something into the world, rather than a passive way to make money. ) I have purchased about 10k worth between the two, mostly VGRO. My personal advice would be to try to invest in “maybe slightly more ethical” companies, or maybe bonds rather than stocks, and donate what you can to those in need. Australian Ethical is hands down the best ESG fund manager with some really great ethical products. INES has gone public and is a diversified ethical share fund. I'm just saying, even if your person strategy is different, OP I've been thinking about investing for a while and always thought I'd try to be intentional about it and invest in places that were ethical / sustainable etc. 96% - 1. Types of Ethical Investing So I believe it is crucial to do your investing with the help of wisdom. But further research lead me to know these companies practice what i consider to be unethical. qefmndhrpzlotycbwprwnlmfmldluvsrugcbwykqd